Yield Survey

Treasury rates

30 year - 2.87%

10 year - 2.21%

5 year - 1.37%

2 year - 0.72%

6 month - 0.28%

3 month - 0.10%

1 month - 0.02%

Inflation indexed treasury rates (TIPS)

30 year - 1.96%

10 year - 1.79%

5 year - 2.26%

Online savings account rates

ING direct - 2.50%

HSBC direct - 2.60%

Emigrant direct - 2.50%

GMAC bank - 3.25%

12 month CD rates

ING direct (Orange CD) - 2.75%

HSBC direct - 3.00%

GMAC bank - 3.75%

Bank of America - 2.01% (Standard term CD for less than $10,000)

Money market account rates

Vanguard prime money market (VMMXX) - 2.03%

Vanguard treasury money market (VMPXX) - 0.71%

Fidelity Cash Reserves (FDRXX) - 1.70%