Saturday, January 15, 2005

Money Market Yield Above 2%

Just checked the Vanguard web-site for money market fund yields and I am happy to see that the Prime Money Market Fund (Symbol: VMMXX) is finally yielding 2%. My monies are finally working for me. It is about time.

The
Short Term Bond Index Fund (Symbol: VBISX) is yielding 3.31%. The duration of this fund is 2.5 years. There is a very good possibility of rates rising by as much as 2% this year. In this situation, the return of the short term bond index fund might be zero or negative.

Cash is king today.

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